Liability
Pays for injuries and damage you cause to other people and their property.
Required in nearly every state. Limits are written as three numbers, for example 50/100/50: per person, per accident, and property damage, in thousands.
Personal auto
Get personalized coverage options from trusted insurance professionals. Tell us about your vehicles and drivers, and a licensed representative prepares quotes you can compare in one place.
Licensed · Independent · No obligation · Nothing bound or charged until you choose
What the coverages mean
Pays for injuries and damage you cause to other people and their property.
Required in nearly every state. Limits are written as three numbers, for example 50/100/50: per person, per accident, and property damage, in thousands.
Repairs or replaces your own vehicle after a crash, whoever is at fault, less your deductible.
Usually required when a vehicle is financed or leased. The deductible you choose moves the premium.
Covers your vehicle for things that are not a collision: theft, hail, flood, fire, a cracked windshield, hitting an animal.
Also required by most lenders. Often paired with collision and called "full coverage" together.
Covers you and your passengers when the driver at fault has no insurance, or not enough.
Roughly one driver in eight carries no insurance. This is the coverage that pays when theirs does not.
Rental reimbursement, roadside assistance, gap coverage on a financed vehicle, medical payments or personal injury protection, rideshare coverage.
Ask for what fits how you use the vehicle; each is priced separately and none is required by law.
How it works
About five minutes on a phone. Your progress is saved as you go. No Social Security number, licence number or payment is asked for.
A real person, licensed in your state, prepares quote options from the carriers they are appointed with and uploads the carrier documents.
Your quotes land in a private portal where you can compare coverage and deductibles side by side, ask questions, and say which one interests you.
Questions people ask
No. A quote is an estimate prepared from the details you give. The carrier confirms the final rate, coverage and eligibility before any policy is bound, and nothing is charged until you choose to proceed.
The licensed professional assigned to your request quotes the carriers they are appointed with in your state. We name the carrier on every quote we send you.
The representative assigned to your request and the agency that supervises them. It is not sold or shared for marketing.
Also from For The People
A quote is an estimate prepared from the details you give. The carrier confirms the final rate, coverage and eligibility before any policy is bound.