Auto liability
Injuries and damage your vehicles cause to others, often written as one combined single limit such as $1,000,000.
Contracts and regulators usually set the minimum. Trucking operations have federal minimums of their own.
Commercial auto
Coverage for the vehicles that run your business.
Trucks, vans, contractor pickups, delivery vehicles and fleets. Tell us about the business, the vehicles and who drives them, and a licensed representative prepares commercial auto options.
Licensed · Independent · No obligation · Nothing bound or charged until you choose
What the coverages mean
Plain words for every line on a quote
Physical damage
Collision and comprehensive on your own vehicles and trailers.
Required by lenders; the deductible is per vehicle.
Hired and non-owned
Vehicles you rent and employees' own cars used for your work.
The exposure most small businesses have and few insure.
Motor truck cargo
The goods you haul.
Separate from liability; shippers and brokers ask for it.
Other
Medical payments, uninsured motorist, trailer interchange, rental reimbursement, downtime.
Quoted as you need them.
How it works
Three steps, one place for everything
- 1
Tell us what to cover
About five minutes on a phone. Your progress is saved as you go. No Social Security number, licence number or payment is asked for.
- 2
A licensed representative reviews it
A real person, licensed in your state, prepares quote options from the carriers they are appointed with and uploads the carrier documents.
- 3
Compare, ask, choose
Your quotes land in a private portal where you can compare coverage and deductibles side by side, ask questions, and say which one interests you.
Start my quote requestAbout five minutes. Saved as you go.
Questions people ask
Do I need a USDOT number?
Only regulated operations do, generally interstate for-hire carriage or vehicles over certain weights. If you have one, give it on the form; if you are not sure, your representative will ask.
Is a quote a binding offer?
No. A quote is an estimate prepared from the details you give. The carrier confirms the final rate, coverage and eligibility before any policy is bound, and nothing is charged until you choose to proceed.
Which carriers do you quote?
The licensed professional assigned to your request quotes the carriers they are appointed with in your state. We name the carrier on every quote we send you.
Who sees my information?
The representative assigned to your request and the agency that supervises them. It is not sold or shared for marketing.
Also from For The People
Ready when you are.
A quote is an estimate prepared from the details you give and the vehicle schedule. The carrier confirms the final rate, filings and eligibility before any policy is bound. Commercial auto does not include general liability or property coverage.