Personal property
What you own, against theft, fire, smoke, water from a burst pipe, and the other perils named.
The building is the landlord's to insure; your belongings are not.
Renters
Your things, covered. A few minutes, that is all.
A renters policy covers what you own and protects you if someone is hurt in your place. Tell us about the rental and a licensed representative sends options to your portal.
Licensed · Independent · No obligation · Nothing bound or charged until you choose
What the coverages mean
Plain words for every line on a quote
Personal liability
If a guest is hurt in your place or you damage the building, this pays the claim and the defence.
Many landlords require it. $100,000 is the usual floor.
Loss of use
A hotel and meals if a covered loss makes the rental unlivable.
Often included; check the amount on the quote.
Scheduled items
A ring, a camera, a guitar: items over the standard per-item limit are listed separately for their full value.
Standard policies cap jewellery and similar items at a few thousand dollars in total.
How it works
Three steps, one place for everything
- 1
Tell us what to cover
About five minutes on a phone. Your progress is saved as you go. No Social Security number, licence number or payment is asked for.
- 2
A licensed representative reviews it
A real person, licensed in your state, prepares quote options from the carriers they are appointed with and uploads the carrier documents.
- 3
Compare, ask, choose
Your quotes land in a private portal where you can compare coverage and deductibles side by side, ask questions, and say which one interests you.
Start my quote requestAbout five minutes. Saved as you go.
Questions people ask
My landlord wants proof today. Can you send it?
Proof of insurance is the carrier's certificate and it exists only once a policy is issued. Tell us on the form that your landlord needs it and your representative sends it the moment the policy is in force; nothing is ever generated before that.
Is a quote a binding offer?
No. A quote is an estimate prepared from the details you give. The carrier confirms the final rate, coverage and eligibility before any policy is bound, and nothing is charged until you choose to proceed.
Which carriers do you quote?
The licensed professional assigned to your request quotes the carriers they are appointed with in your state. We name the carrier on every quote we send you.
Who sees my information?
The representative assigned to your request and the agency that supervises them. It is not sold or shared for marketing.
Also from For The People
Ready when you are.
A quote is an estimate prepared from the details you give. The carrier confirms the final rate and eligibility before any policy is bound. Proof of insurance for a landlord is the carrier's own certificate, issued after the policy is in force.