Insurance made simple.
Health, Medicare, life and business coverage — with a licensed agent there to help you understand your options.
How I can help
ACA / Marketplace
Marketplace coverage, enrolment windows, and what you may qualify for.
Check your options →
Private health
Coverage outside the Marketplace, and where it does and does not fit.
Request a coverage review →
Medicare
Original Medicare, Advantage, Part D and Supplement — what each one is.
Request a Medicare review →
Life insurance
Term, whole life and final expense — what each is for.
Request life insurance options →
Business benefits
Get your whole team quoted, without the paperwork headache.
Start your employee census →
Plan helper
Find a plan that fits what you need
Answer a few questions and the helper searches the real plans for your household and explains the ones that fit, in plain words. Harrison checks the plan against your doctors and prescriptions before anything is submitted.
Coverage for where you are right now
Families
One plan that has to work for everybody in the house.
Just lost employer coverage
A window is probably open, and it does not stay open long.
Turning 65
Medicare has deadlines, and missing one can follow you for years.
Small business owners
Cover for you and for the people who work for you.
Paying too much
Already covered, and not sure what you are actually paying for.
How it works
Tell me what you need
A short form, or a phone call if you would rather. Nothing personal beyond how to reach you.
Review your options
I look at what is available for your situation and explain what each one actually covers.
Choose what fits
You decide. If nothing fits, I will say so rather than sell you something anyway.
Real help from a licensed agent
Insurance is confusing on purpose in places. My job is to help you understand what is available and make the process easier from start to finish.
A licensed agent
A real person, licensed and appointed, who is accountable for what they tell you.
Options explained
What each plan covers and what it leaves you to pay, before you decide anything.
No cost to talk
There is no fee for reviewing your options with me.
Still here afterwards
A number to ring when something changes or a letter arrives you do not understand.
Own a business?
Get your whole team quoted, without the paperwork headache.
I send you one link. You pass it to your employees, they fill in their own details from their phones in a few minutes, and I come back with real numbers and coverage options for the group. You are not chasing anybody for a form.
- 1You
- 2send one link
- 3employees fill it in
- 4I review the options
- 5you get real numbers
Questions people ask
Will I qualify for help with the cost?
Possibly. It depends on your household income and size, and the Marketplace makes that determination. I can walk you through what is asked and what it means.
Can I enrol right now?
During Open Enrolment, yes. Outside it, only if you have had a qualifying life event. Tell me what changed and I will tell you whether a window is open.
What does it cost to talk to you?
Nothing. There is no fee for reviewing options with me.
Is private coverage cheaper?
Sometimes, and sometimes not — particularly if you qualify for a premium tax credit on a Marketplace plan. Comparing both is the only way to know.
Will I be asked health questions?
Depending on the product, yes. I will tell you which products involve that before you apply.
When should I start looking?
Around three months before you turn 65, or before you retire if that is later. There are enrolment windows and missing one can have lasting effects.
Let’s look at your options.
No cost, no obligation, and a straight answer.