Life insurance
Cover for the people who depend on you
Life insurance is one of the few things people buy entirely for somebody else. What kind fits depends on who you are covering, for how long, and what you can comfortably keep paying.
Term life
Cover for a set number of years. Usually the most cover for the least money while the term runs.
Whole life
Cover that is designed to last for life, at a higher premium, and which may build cash value over time.
Final expense
Smaller policies intended to cover funeral and end-of-life costs so they do not fall to family.
Mortgage protection
Cover sized around what is left on a mortgage, so a household is not forced to move.
Questions people ask
Will I be approved?
I cannot promise that, and nobody honest will. Approval and price depend on the carrier’s underwriting and your own health and history.
How much cover do I need?
It depends on who depends on you and for what. That is the conversation, and it does not take long.
Request life insurance options?
No cost, no obligation, and a straight answer.
